Payment Policy

Payment Policy
AI SOFTWARE DEVELOPMENT LLC ("we," "us") operates trade@coutureshop.co. This policy governs all payment transactions on our platform. By placing an order, you agree to these terms.

Accepted Payment Methods
We securely process payments via:

  1. Credit/Debit Cards: Visa, Mastercard, American Express, Discover (processed through Stripe).

  2. Digital Wallets: PayPal, Apple Pay, Google Pay.

  3. Alternative Payments: Shop Pay installments (available at checkout).
    All transactions are in USD (U.S. Dollars).

Payment Security

  • PCI-DSS Compliance: Our payment systems adhere to Level 1 PCI standards.

  • Encryption: 256-bit SSL technology protects all data transmissions.

  • Fraud Screening: Advanced tools monitor transactions for suspicious activity.

Authorization & Charges

  • Your card is pre-authorized at checkout; funds are captured upon shipment.

  • If payment fails, we'll email you at the registered address; orders cancel after 48 hours of non-response.

  • Sales tax is calculated based on your shipping address and applied before payment.

Currency & Conversion

  • All prices are in USD.

  • International cards may incur conversion fees by your bank (disclosed during checkout).

Refund Processing

  • Refunds for returns/exchanges are issued within 7-10 business days to your original payment method.

  • Bank processing times may add 3-5 extra business days.

  • Store credit refunds (if chosen) are emailed immediately as a unique code.

Declined Payments
Common reasons include:

  • Insufficient funds

  • Incorrect CVV/expiry date

  • Bank security blocks
    Contact your bank or try an alternative payment method.

Billing Disputes

  • Before initiating chargebacks, email trade@coutureshop.co for resolution.

  • Unauthorized charges: Report within 60 days with transaction details.

Third-Party Processors
We use certified partners:

  • Card Processing: Stripe (view their terms at stripe.com/legal)

  • Digital Wallets: PayPal (view terms at paypal.com/us/legalhub)

Policy Updates
Effective: August 19, 2025. Changes posted on this page.
Contact: trade@coutureshop.co or AI SOFTWARE DEVELOPMENT LLC, 1350 MORADO DR CASPER, WY 82609.