Payment Policy
Payment Policy
AI SOFTWARE DEVELOPMENT LLC ("we," "us") operates trade@coutureshop.co. This policy governs all payment transactions on our platform. By placing an order, you agree to these terms.
Accepted Payment Methods
We securely process payments via:
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Credit/Debit Cards: Visa, Mastercard, American Express, Discover (processed through Stripe).
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Digital Wallets: PayPal, Apple Pay, Google Pay.
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Alternative Payments: Shop Pay installments (available at checkout).
All transactions are in USD (U.S. Dollars).
Payment Security
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PCI-DSS Compliance: Our payment systems adhere to Level 1 PCI standards.
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Encryption: 256-bit SSL technology protects all data transmissions.
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Fraud Screening: Advanced tools monitor transactions for suspicious activity.
Authorization & Charges
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Your card is pre-authorized at checkout; funds are captured upon shipment.
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If payment fails, we'll email you at the registered address; orders cancel after 48 hours of non-response.
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Sales tax is calculated based on your shipping address and applied before payment.
Currency & Conversion
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All prices are in USD.
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International cards may incur conversion fees by your bank (disclosed during checkout).
Refund Processing
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Refunds for returns/exchanges are issued within 7-10 business days to your original payment method.
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Bank processing times may add 3-5 extra business days.
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Store credit refunds (if chosen) are emailed immediately as a unique code.
Declined Payments
Common reasons include:
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Insufficient funds
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Incorrect CVV/expiry date
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Bank security blocks
Contact your bank or try an alternative payment method.
Billing Disputes
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Before initiating chargebacks, email trade@coutureshop.co for resolution.
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Unauthorized charges: Report within 60 days with transaction details.
Third-Party Processors
We use certified partners:
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Card Processing: Stripe (view their terms at stripe.com/legal)
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Digital Wallets: PayPal (view terms at paypal.com/us/legalhub)
Policy Updates
Effective: August 19, 2025. Changes posted on this page.
Contact: trade@coutureshop.co or AI SOFTWARE DEVELOPMENT LLC, 1350 MORADO DR CASPER, WY 82609.